StepUP Loans

  1. About this service

    StepUP loans are up to $3,000 for the purchase of household items, car repairs, second hand cars, vocational education or health expenses. They are not for debts, bills or holidays. Payment is made directly to the provider of the goods or service.

      • Service name

        StepUP Loans

      • Service address

        186 Foster Street East, Dandenong Vic 3175
        Get directions

      • Phone

        03 9791 8344

      • Urgency levels

        Additional Support

      • Service area

        City of Casey, City of Greater Dandenong, Cardinia Shire

      • Age group

        Minimum age 18 years

      • Eligibility criteria

        Over 18 years
        Permanent Resident or from NZ
        Has a Centrelink Health Care or Pension Card, or in receipt of Family Tax Benefit A
        Lived at current address for over 3 months
        Up to date with rent and utility bills

      • Interpreters

        Yes but requires booking in advance

      • Service type


      • Costs

        - No fees and low interest at 5.99% per year. Loans repaid over 3 years.

      • Disability access Yes
    More information for teachers, wellbeing staff and service professionals

      • Specific exclusions

        Not for debts, bills or holidays Must have capacity to repay No outstanding debt defaults over $500. If debts under $500 need to be on a payment plan. NAB does a credit check although if you have had a bad credit rating but have no outstanding debts, that is usually ok.

  2. StepUP Loans